Privacy Policy

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Effective Date: July 23, 2026
Last Updated: July 23, 2026

Financial Detective (“Financial Detective,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the personal and financial information entrusted to us.

This Privacy Policy explains how we collect, use, disclose, retain, and protect information when you visit our website, contact us, request a consultation, become a client, or use our accounting, bookkeeping, tax, payroll, consulting, or related services.

By using our website or providing information to us, you acknowledge the practices described in this Privacy Policy.

The information we collect depends on how you interact with us and which services you request.

We may collect information such as:

• Your name, mailing address, email address, and telephone number.
• Your business name, title, industry, and business contact information.
• Information submitted through contact forms, consultation requests, emails, telephone calls, text messages, or other communications.
• Billing and payment information.
• Accounting records, financial statements, bank statements, transaction records, payroll records, tax documents, business records, and QuickBooks or other accounting-system information.
• Taxpayer identification information, such as Social Security numbers or employer identification numbers, when required to perform authorized services.
• Information about employees, contractors, customers, vendors, or other individuals contained in records provided by a client.
• Login or access information needed to provide services through accounting, payroll, tax, or document-management platforms.
• Any other information you voluntarily provide to us.

Please do not send Social Security numbers, complete financial-account numbers, passwords, tax documents, or similarly sensitive information through an unsecured website contact form, ordinary text message, or unencrypted email. We may provide a secure method for submitting sensitive documents.

When you visit our website, certain information may be collected automatically, including:

• Internet Protocol address.
• Browser and device type.
• Operating system.
• Pages viewed and links selected.
• Referring website.
• Approximate location based on your IP address.
• Date, time, and duration of website visits.
• Cookie identifiers and similar technical information.

This information helps us maintain, secure, and improve our website.

We may receive information from:

• Clients or their authorized representatives.
• Accounting, tax, payroll, banking, or financial-software platforms.
• Payment processors.
• Government agencies or taxing authorities when authorized.
• Professional advisers and service providers.
• Publicly available business records.
• Referral partners or other individuals who believe you may be interested in our services.

We may use personal information to:

• Respond to questions and consultation requests.
• Provide accounting-system reviews, bookkeeping, QuickBooks setup and cleanup, payroll support, tax preparation, forensic accounting, business consulting, and related services.
• Verify identity and authority to access business or financial information.
• Prepare reports, financial statements, tax filings, reconciliations, budgets, and other client deliverables.
• Process payments and maintain billing records.
• Communicate about appointments, documents, deadlines, services, and account matters.
• Send service-related notices and administrative messages.
• Send marketing communications where permitted by law.
• Maintain and improve our website, systems, and services.
• Detect errors, fraud, unauthorized activity, cybersecurity threats, or misuse.
• Meet legal, regulatory, professional, tax, recordkeeping, and compliance obligations.
• Establish, exercise, or defend legal claims.
• Protect our clients, business, personnel, systems, and property.

We will not use client tax-return information or confidential financial records for unrelated purposes except as permitted by law or with any consent required by law.

We do not sell client tax records or confidential financial information.

We may disclose information in the following circumstances:

We may provide information to vendors that help us operate our business or provide client services, including:

• Accounting and tax-software providers.
• Payroll and human-resources platforms.
• Secure cloud-storage and document-management providers.
• Website hosting, analytics, and cybersecurity providers.
• Email, telephone, scheduling, and communication platforms.
• Payment processors.
• Information-technology professionals.
• Attorneys, insurance providers, auditors, and other professional advisers.

These providers receive information only as reasonably necessary to perform services for us and are expected to protect it appropriately.

We may disclose information to banks, lenders, attorneys, tax professionals, insurance providers, payroll companies, government agencies, or other parties when you direct or authorize us to do so.

We may disclose information when reasonably necessary to:

• Comply with a law, subpoena, court order, tax requirement, or government request.
• Respond to an audit, investigation, or regulatory obligation.
• Protect legal rights, safety, property, systems, clients, or the public.
• Investigate suspected fraud, identity theft, unlawful activity, or security incidents.
• Enforce contracts or collect amounts owed.

Information may be disclosed as part of a merger, sale, restructuring, financing, acquisition, transfer of assets, or similar business transaction. Appropriate confidentiality protections will be requested where applicable.

Financial Detective does not sell personal information for monetary compensation.

Our website may use analytics, advertising, social-media, or similar technologies. Under certain state privacy laws, some disclosures involving these technologies may be considered “sharing,” targeted advertising, or a sale even when no money is exchanged.

Where required, visitors may request to opt out of covered sharing or targeted advertising by contacting us using the information at the end of this policy or by using any privacy controls provided on our website.

We do not use client tax documents, bank statements, payroll records, or confidential accounting records for targeted advertising.

Our website may use cookies, pixels, tags, analytics tools, and similar technologies to:

• Operate website features.
• Remember preferences.
• Understand website traffic and performance.
• Detect security issues.
• Measure advertising or marketing effectiveness.

You may be able to block or delete cookies through your browser settings. Disabling cookies may affect certain website features.

Where legally required, we will request consent before using nonessential cookies or provide an appropriate method for managing cookie preferences.

We may use the contact information you provide to respond to requests, deliver services, provide reminders, request documents, and communicate about your account.

Where you have agreed to receive promotional communications, you may unsubscribe by following the instructions in the message or contacting us.

Consent to receive marketing communications is not a condition of purchasing our services.

When you consent to receive text messages, your mobile information and text-message consent will not be sold or provided to unaffiliated third parties for their own marketing purposes. Standard message and data rates may apply.

Payments may be processed through third-party payment processors. Financial Detective may not directly receive or store complete payment-card numbers when a third-party processor handles the transaction.

Payment processors maintain their own privacy and security practices. We encourage you to review the policies provided by the applicable processor.

Financial Detective handles sensitive financial and tax information only as reasonably necessary to provide authorized services, meet professional obligations, comply with the law, and maintain required business records.

We will use and disclose tax-return information only as permitted by applicable law and, when legally required, with the taxpayer’s consent.

Clients are responsible for ensuring they have the legal authority to provide us with information concerning their employees, customers, vendors, owners, family members, or other individuals.

We use reasonable administrative, technical, and physical safeguards designed to protect personal and financial information from unauthorized access, disclosure, alteration, loss, or misuse.

These measures may include access controls, authentication procedures, secure document-transfer methods, encryption, software updates, employee or contractor confidentiality requirements, vendor oversight, backups, and incident-response procedures.

No website, email system, storage platform, or transmission method can be guaranteed to be completely secure. You should use secure methods provided by Financial Detective when submitting sensitive records and notify us promptly if you suspect unauthorized access to your information.

We retain information for as long as reasonably necessary to:

• Provide services.
• Complete the purposes described in this policy.
• Maintain business and professional records.
• Meet tax, accounting, legal, regulatory, insurance, and contractual obligations.
• Resolve disputes.
• Enforce agreements.
• Prevent fraud and maintain security.

Retention periods vary depending on the type of information, the services provided, legal requirements, and the nature of our relationship with you.

When information is no longer reasonably required, we may securely delete, destroy, anonymize, or otherwise dispose of it.

Depending on where you live and whether a particular privacy law applies to Financial Detective, you may have the right to request that we:

• Confirm whether we process your personal information.
• Provide access to certain personal information.
• Correct inaccurate personal information.
• Delete certain personal information.
• Provide a portable copy of certain information.
• Limit the use of certain sensitive information.
• Opt you out of targeted advertising, covered sharing, or the sale of personal information.
• Explain or appeal a decision concerning a privacy request.

These rights may be subject to exceptions. For example, we may need to retain information to comply with tax, accounting, legal, security, contractual, or professional obligations.

To submit a request, contact us using the information below. We may need to verify your identity and authority before completing the request. Authorized agents may submit requests where permitted by law, subject to appropriate verification.

We will not unlawfully discriminate against you for exercising an applicable privacy right.

Some browsers transmit “Do Not Track” signals. Because there is not a universally accepted standard for responding to these signals, our website may not respond to every Do Not Track setting.

Where legally required and technically supported, we will process recognized browser-based opt-out preference signals.

Our website and services are intended for businesses and adults. They are not directed to children under 13, and we do not knowingly collect personal information directly from children under 13 through our website.

Information about a minor that is included in tax, payroll, or accounting records provided by an authorized adult or business client will be handled as part of the applicable professional service.

Our website may link to websites, software platforms, payment systems, social-media services, or other resources operated by third parties.

Financial Detective does not control the privacy, security, or content practices of these third parties. Their collection and use of information are governed by their own policies.

Financial Detective primarily provides services in the United States.

Individuals accessing our website from outside the United States understand that information may be transferred to, stored in, or processed in the United States, subject to applicable law.

We may update this Privacy Policy periodically to reflect changes in our services, technology, business practices, or legal obligations.

The revised policy will be posted with an updated “Last Updated” date. Material changes may also be communicated through an additional notice where appropriate.

Questions, concerns, or privacy requests may be directed to:

Financial Detective
Email: myfinancialdetective@gmail.com
Telephone: 307-533-1979 or 347-494-1869
Mailing Address: 

Please write “Privacy Request” in the subject line of an email or written request so that we can route it appropriately.